Conventional Loan
For borrowers with excellent credit, conforming loans are advantageous due to their low interest rates. We offer a variety of conforming mortgage loan products.
Highlights:
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No upfront mortgage insurance
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No mortgage insurance with 20% down payment or lender paid mortgage insurance
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Competitive interest rates
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Minimum credit score of 620
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Primary, secondary or investment properties
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National loan limit of $647,200
FHA Loan
FHA is a government agency that was created in 1934 to help facilitate growth in loan opportunities, by allowing an alternative to purchase a home with as little as 3.5% down payment and less than perfect credit.
Highlights:
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As little as 3.5% down payment- funds can be a gift from a family member
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Less than perfect credit score
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Flexible debt to income ratios
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Seller contribution to closing cost is allowed
Jumbo Loan
Our Jumbo loan products are designed for loan amounts up to 2MM.
Highlights:
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Maximum Loan Amount: $2MM
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Maximum Loan-to-Value (LTV): 80%
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Minimum Fico Score: 680
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Investment Properties and Second Home are eligible
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15, 20, and 30 year Fixed Rate options
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Underwritten in-house
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Lock Periods up to 60 days
Get Pre-Approved Today!